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Dental and Vision


Dental & Vision Insurance

The health of our eyes and mouths is no less important than that of the rest of our bodies. But vision and dental insurance are often excluded from traditional health insurance. While a health insurance plan can aid in the cost of a broken arm or a skin infection, a chipped tooth or fading eyesight is left up to dental and vision insurance.

No matter how it’s acquired, vision and dental insurance can be instrumental in helping to keep your health up and your medical costs down. But before you go shopping for plans, there’s plenty you should know about them. Momin Insurance Group can help you learn what you need to know.

Dental & Vision Insurance

Dental Insurance

Dental insurance often comes in the form of “100-80-50.” This means that the insurance provider pays for 100 percent of the cost of preventive care (such as cleanings and routine checkups), 80 percent of the cost of basic procedures (such as fillings or root canals), and 50 percent of the cost of more advanced procedures (such as bridges or crowns).

Vision Insurance

Like health insurance, vision insurance can aid with the cost of examinations, treatments, prescriptions, surgical procedures, and equipment. Some of the things most commonly covered by vision insurance plans include:eye exams, eyewear, lens coatings and enhancements, and surgery.

Frequently asked questions

Maintaining good oral health and preventing dental problems before they happen are important to staying healthy. Dental insurance helps you manage the cost of dental care so you can maintain your overall good health. Most dental insurance covers preventive care, which includes regular checkups by your dentist, and may also cover care for cavities, implants or getting a tooth knocked out.
No. The Affordable Care Act (ACA) doesn’t cover dental insurance. However, under certain conditions you can purchase dental insurance from the Marketplace.
You only get one set of eyes. A vision plan from VSP will help you take care of them and save money at the same time. But vision insurance is more than that. Taking good care of your vision is important to your overall health. During your eye exam, the doctor can detect early signs of serious general health conditions so you can manage them before they become more difficult problems. This can include things like diabetes and high blood pressure.
Once you've enrolled in an annual plan, you can begin using your benefits in as soon as five business days.

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